My name is Ray. I've been in software and systems development for over 40 years and developing under Microsoft Access for over 10 years. I live near Denver, Colorado and have a variety of outdoors hobbies including snow skiing, equestrian sport called eventing, ping-pong, motorcycling and normal bike riding to name a few. Done the academic thing with Masters degrees in business and computer science. The key to software development is understanding the original problem and designing a flexible enough system that can be easily modified to allow for changes that will will happen over the life time of the application.