Rich ,
thats depends, if you started to save just a little when you lets say 16 - and the average age someone buys a property is 27-28 you got 11 yars to save 10 % of the cost - depending where you live , let assume the average of 200K you probably need to be on a income at that age of around 35-40K
and you probably need a deposit of £20,000- that works out roughly at around 75-80 per months (compound interest- investements etc)
However you could always go for a homebuild - say a straw building these cost about 60-70% of a normal build - but involve more hands on working by yourself.
there are house boats at around £150K (if you are prepared to do work on one of these and convert a barge these you can pick up for around 20-30K spend another 40-50 k and you have a nic e des res..
old train carrages can make cheap conversions - espiceally tube ones (cheaper) - problem here is the land to park them on
Moble homes go for about 20-30K - if you no kids and no pets and a good way to save up for a proper home - or while you are doing a home build
a lot of the problem is that everyone wants a 3-4 bedroom house with a garage and a big garden , now this will push the price up - look at the alternatives,
look at the auction houses there are old water pump stations - good for conversions, - but you got to put the work in
my first house need the whole of the front and back removing and replacing- - I did the destructive work and the humping and grunting work - and let the builders build - cost savings on doing this way was about 5-6K -
If you look at some of the alternatives - old cargo pallets (the big metal boxes that are shipped around the world, again bolt 2 or 3 of these together and they make decent homes, old nissan huts - are fantastic - look for these on the webside
g